Charter Lakes Insurance: Protecting Your Watercraft And More In 2023

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Charter Lakes Insurance: Protecting Your Watercraft And More In 2023
Marine Insurance Account Executives Charter Lakes Marine Insurance from


As we navigate through the year 2023, it’s crucial to have adequate insurance coverage for all aspects of our lives. One area that often gets overlooked is watercraft insurance. Charter Lakes Insurance is a leading provider in this field, offering comprehensive coverage to protect your valuable assets.

Why Choose Charter Lakes Insurance?

Charter Lakes Insurance stands out from its competitors for several reasons. Firstly, they have a wealth of experience in the industry, with over 20 years of providing top-notch insurance solutions. Their team of experts understands the unique needs of watercraft owners and can tailor policies to fit your specific requirements.

Secondly, Charter Lakes Insurance offers a wide range of coverage options. Whether you own a boat, yacht, or personal watercraft, they have policies that can protect your investment against accidents, theft, and natural disasters. Additionally, they offer liability coverage to safeguard you against any damages or injuries that may occur while operating your watercraft.

Types of Coverage

1. Boat Insurance

If you own a boat, Charter Lakes Insurance has you covered. Their boat insurance policies protect against physical damage, theft, and liability. Whether you have a small fishing boat or a luxurious yacht, they can customize a policy that suits your needs.

2. Personal Watercraft Insurance

For those who enjoy the thrill of personal watercraft, Charter Lakes Insurance offers specialized coverage. Whether you own a jet ski, wave runner, or other personal watercraft, their policies provide protection against accidents, theft, and liability.

3. Yacht Insurance

Yacht owners can also benefit from Charter Lakes Insurance’s comprehensive coverage. Their yacht insurance policies offer protection against physical damage, theft, liability, and even environmental damage caused by oil spills.


1. What does watercraft insurance cover?

Watercraft insurance typically covers physical damage, theft, liability, and medical payments. It can also provide coverage for environmental damage caused by oil spills.

2. How much does watercraft insurance cost?

The cost of watercraft insurance depends on various factors such as the type of watercraft, its value, your location, and your boating experience. It’s best to contact Charter Lakes Insurance for a personalized quote.

3. Do I need watercraft insurance if I only use my boat occasionally?

Yes, it’s still essential to have watercraft insurance even if you only use your boat occasionally. Accidents can happen at any time, and having insurance can protect you from expensive repairs or legal liabilities.

4. Can I add additional coverage to my watercraft insurance policy?

Absolutely! Charter Lakes Insurance offers various additional coverage options, such as towing and assistance coverage, uninsured boater coverage, and coverage for personal belongings on board.

5. How do I file a claim with Charter Lakes Insurance?

In the event of an incident, contact Charter Lakes Insurance as soon as possible to report the claim. Their knowledgeable claims team will guide you through the process and ensure a smooth resolution.

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