When it comes to managing your finances, finding a trusted financial institution is crucial. East Idaho Credit Union is an established and reliable credit union that has been serving the community since its inception. With a strong commitment to providing quality financial services, EICU has become a go-to option for individuals and businesses alike.
Who We Are
East Idaho Credit Union is a member-owned financial institution that operates on the principle of people helping people. Established in 1935, EICU has grown to become one of the leading credit unions in the region, with a focus on providing personalized service and competitive rates.
Savings and Checking Accounts
At EICU, we understand the importance of saving for the future. We offer a range of savings accounts tailored to meet your specific needs. Whether you are saving for a vacation, a down payment on a house, or retirement, we have the right account for you. Our checking accounts come with convenient features like online banking, mobile banking, and debit cards.
Loans and Mortgages
Need a loan? EICU has you covered. We offer a variety of loan options, including personal loans, auto loans, and home equity loans. Our competitive rates and flexible repayment terms make it easier for you to achieve your goals. Looking to buy a home? Our mortgage specialists will guide you through the process and help you find the perfect loan for your needs.
With an EICU credit card, you can enjoy the convenience of making purchases anywhere while earning rewards. Our credit cards come with competitive rates, no annual fees, and a range of benefits, including cashback and travel rewards.
For businesses, EICU offers a comprehensive range of financial services, including business loans, merchant services, and payroll solutions. Our experienced team understands the unique challenges faced by businesses and is committed to helping you succeed.
Why Choose EICU?
There are numerous reasons why EICU stands out as a preferred choice for individuals and businesses:
As a credit union, EICU is deeply rooted in the community. We actively support local initiatives and organizations, contributing to the overall well-being and growth of the region.
At EICU, you are not just a number. Our dedicated team takes the time to understand your financial goals and works with you to develop a personalized plan that fits your needs.
We strive to offer our members the most competitive rates in the market. Whether you are saving or borrowing, you can trust that you are getting a great deal with EICU.
With our online and mobile banking services, managing your finances has never been easier. Access your accounts, make transfers, and pay bills from the comfort of your home or on the go.
At EICU, we believe in empowering our members with the knowledge and tools to make informed financial decisions. We offer a range of educational resources, including workshops and online materials, to help you improve your financial literacy.
Frequently Asked Questions (FAQs)
1. How do I become a member of East Idaho Credit Union?
To become a member of EICU, you need to meet the eligibility requirements and open a share savings account with a minimum deposit. You can visit our website or contact our customer service representatives for more information.
2. Can I apply for a loan online?
Yes, you can apply for a loan online through our website. Simply fill out the application form, and our team will review it and get back to you with the next steps.
3. What are the advantages of a credit union over a traditional bank?
Credit unions, like EICU, are member-owned institutions that prioritize the needs of their members. They typically offer lower fees, better interest rates, and a more personalized approach to banking.
4. How can I access my accounts online?
With our online banking platform, you can easily access your accounts 24/7. Simply visit our website and log in using your username and password. If you haven’t enrolled in online banking yet, you can do so through our website.
5. Does EICU offer financial planning services?
Yes, EICU offers financial planning services to help you achieve your long-term goals. Our experienced financial advisors can provide guidance on investments, retirement planning, and more.