Greater Iowa Credit Union Ames is a leading financial institution that has been serving the Ames community for over 50 years. With a wide range of services and a commitment to customer satisfaction, Greater Iowa Credit Union is dedicated to helping individuals and businesses achieve their financial goals.
Joining Greater Iowa Credit Union Ames offers numerous benefits. Members have access to competitive interest rates on savings and loans, low or no fees, and convenient online and mobile banking options. Additionally, member-owners can participate in the credit union’s democratic process by voting for the Board of Directors and attending annual meetings.
Financial Products and Services
Greater Iowa Credit Union Ames offers a comprehensive range of financial products and services to meet the diverse needs of its members. These include:
1. Checking and Savings Accounts
Members can choose from various checking and savings account options, each tailored to suit specific financial goals. Whether you’re looking for a basic checking account or a high-yield savings account, Greater Iowa Credit Union has you covered.
Greater Iowa Credit Union provides loans for various purposes, such as auto loans, home equity loans, personal loans, and credit cards. With competitive rates and flexible terms, members can find the right loan to meet their needs.
3. Insurance and Investment Services
The credit union offers insurance and investment services to help members protect and grow their wealth. From life and auto insurance to retirement and investment planning, Greater Iowa Credit Union provides comprehensive solutions.
4. Business Services
Greater Iowa Credit Union Ames also caters to the financial needs of local businesses. Business members can benefit from services like business checking accounts, merchant services, and commercial loans.
How to Join
Becoming a member of Greater Iowa Credit Union Ames is easy. Eligibility is open to individuals who live, work, worship, or attend school in the Ames area, as well as their immediate family members. To join, simply visit the credit union’s website or any of its branches and complete the membership application.
Frequently Asked Questions (FAQs)
1. Can I access my accounts online?
Yes, Greater Iowa Credit Union Ames provides online banking services, allowing members to conveniently manage their accounts, pay bills, and transfer funds from anywhere at any time.
2. Are there any fees associated with membership?
Greater Iowa Credit Union believes in keeping fees as low as possible. Many accounts have no monthly fees, and the credit union strives to offer competitive rates and minimal charges.
3. How can I apply for a loan?
Applying for a loan is simple. Members can easily apply online or visit any of the credit union’s branches to fill out an application with the assistance of friendly and knowledgeable staff.
4. What insurance services does the credit union offer?
Greater Iowa Credit Union provides a range of insurance services, including auto, home, life, and accidental death and dismemberment insurance. Members can consult with the credit union’s insurance experts to find the right coverage for their needs.
5. Can I deposit checks using my mobile phone?
Yes, Greater Iowa Credit Union Ames offers mobile deposit services. Members can conveniently deposit checks by using the credit union’s mobile app, saving time and effort.