About St. Francis Credit Union
Established in 1953, St. Francis Credit Union has been a trusted financial institution serving the community for over 70 years. As a member-owned cooperative, we prioritize the financial well-being of our members and strive to provide excellent customer service.
Our Services
Savings and Checking Accounts
At St. Francis Credit Union, we offer a range of savings and checking accounts to meet your individual needs. Whether you’re looking to save for a specific goal or manage your day-to-day expenses, our accounts come with competitive interest rates and convenient online banking options.
Loans and Mortgages
Need a loan for a car, home, or personal expenses? We’ve got you covered. Our loan officers are here to help you find the best loan solution with favorable terms and competitive interest rates. We also offer mortgage services for those looking to purchase their dream home or refinance an existing mortgage.
Financial Planning and Investment Services
Planning for your future and making smart investment decisions can be daunting. Our financial advisors are available to guide you through the process, help you set financial goals, and provide personalized investment strategies. We offer a range of investment options, including retirement accounts, mutual funds, and more.
FAQs
1. How can I become a member of St. Francis Credit Union?
To become a member, you need to meet certain eligibility criteria, which may include residing or working in the community we serve. You will also need to open a savings account with a minimum deposit. Our friendly staff can assist you with the membership application process.
2. What are the advantages of choosing a credit union over a traditional bank?
As a credit union, we prioritize our members’ interests and not profit. This means lower fees, higher interest rates on savings, and competitive loan rates. Additionally, credit unions are known for their personalized customer service and community-focused approach.
3. Can I access my accounts online?
Yes, we offer online banking services that allow you to conveniently access and manage your accounts 24/7. With our secure online platform, you can check your balances, transfer funds, pay bills, and more, all from the comfort of your home or on the go.
4. Do you offer financial education resources?
Yes, we believe in empowering our members with financial knowledge. We provide various educational resources, including workshops, webinars, and online tools, to help you make informed financial decisions and improve your financial literacy.
5. How can I apply for a loan or mortgage?
Applying for a loan or mortgage is easy. You can visit our branch and speak to our loan officers, who will guide you through the application process. You can also apply online through our secure website. We strive to make the application process quick and hassle-free.